Busting Real Estate Lies & Accessing Liquidity with Kim Butler

Kim. Thank you for joining us today. 

You’re welcome. Taylor.

It’s been great talking with you so far for our listeners out there who don’t know about you and your business. Can you tell us a bit about yourself and your background? 

Absolutely. So I’m Kim Butler. My company is prosperity thinkers, and we help people in all 50 states add liquidity to their portfolios.

I love helping people increase the control that they have over their personal finances. Have a background in that. I literally, since fourth grade, when I started milking cows. And sold the milk and had way more money than all of my friends. So I had to figure out what to do with it, and literally have been dealing with money ever since I went to college at a small private liberal arts college in Elsa, Illinois called Principia, got an English degree, hence all the books that I write and,  , really.

Just been involved in that space since the beginning of time. And I’m so, so grateful because I love my work and I’m in my mid-fifties and believe that I’ve got another 30 years to go. And I’m sure that we will talk about that. 

Yeah. I mean, one of the things that I think about a lot is I talk with a lot of folks who have achieved financial freedom, you know, early on, or at some point before kind of the regular retirement age that we expect.

, you know, I think the happiest people that once they hit that point, don’t just plan on going and sitting on a beach. They say, I still have the stuff to do. I still have a purpose to drive things that I need to work on, whether it’s their business or something else. I think that’s absolutely the right, the most productive and happiest, most satisfying mentality to have about that.

Yeah, Lewis Howes said it. Well, he said we have two hands, one to serve ourselves and the other to serve others. And it is a lifelong perspective of mine that serving lifelong is something that all h beings should do. So maybe that means you earned money serving, maybe it doesn’t. And yet the act of serving is where the joy and the fulfillment come in.

So you’re out of the way. 

Yeah. Yeah, absolutely. So you, you held up your book about real estate investing, busting real estate investing lies. I’d like to dive into that and hear what you have to say because I think there are a lot of I’ll soften it, misconceptions about real estate investing out there, but I like the way that you put it.

So let’s break into it. Let’s hear, you know, your perspective. 

Absolutely. Well, as you picked up on, I didn’t soften it because I think in our world today, you know, a lot of times we’re unclear on things. After all, things are unclear. And so I tried to make it as specific as possible. And this is frankly, a very simple book.

It isn’t designed to get into heavy-duty. Commercial real estate investing at all. It just hits sort of the basic single-family home space. And yet my coauthor, Jimmy Vreeland, and I told a story throughout the book that makes it engaging and fun. And then my husband has software that our calculators, that people use in the financial services side of the.

To prove all things financial, and one of the things that we can prove with that calculator with the real estate calculator, in particular, there’s about 10 of them is the rate of return that your particular real estate investment earns. And that’s a super, super important thing to get your arms around.

So many times people think they have a good deal, but they don’t even really know what that is. 

So what do you, from your perspective, what do you think the mistake that the people may PS people make in that case where they think they have a good deal, but they might not. And how can they suss that out with the calculators?

Yeah. 

Great question. So the specific mistake or life, if you will, is that a real estate deal is good. And I think it has a subset, which is I’m going to then put more money in it and that’s going to get me a better rate of return. So while we all know that putting more down payment will net you higher cash flow.

Typically a higher down payment reduces the rate of return because less of other people’s money. Right. And on my podcast. So I have the prosperity podcast and we had a just last couple of weeks, a session. The different variations of the definition of OPM. So in real estate, we all think of it as other people’s money, but it’s also other people’s minds and it’s other people’s mistakes.

So. With this real estate calculator can prove to people on a single sheet of paper. If you put extra money down on your deal, you’re actually in most cases hurting your rate of return because you’re not taking advantage of other people’s money. The other thing that we’re able to prove is to overcome the mistake of putting too much down.

Is a second mistake, which is paying extra on the principle of the loan. And so whether it’s somebody’s primary residence or an investment real estate deal that they’re doing this with, you have a lot of people that don’t know any better. And so we can prove again, very simple. That extra payment down on, sorry.

You know, extra payment on the loan, a monthly payment against principle is not helping your return either. And then there’s a third party we’ll get to, but I want to pause for a minute and just make sure I’m being clear. 

Yeah, yeah. I think.  , paying down the mortgage early. I mean, especially now with rates at, I mean, 3% and so many other options, I mean, you could put that money somewhere else and, and do a bit better as far as your, your rate of return goes.

Ass ing you re, maximizing rate of return is, is somebody’s goal. I mean, sometimes folks want to at least have the perception they’re minimizing risks. A reasonable way to think about doing that as is paying down debt. That is, that is a type of risk, but not a way to maximize your return, so to speak.

Well I agree, and I’ll even, maybe challenge you a little bit on the risk or challenge the listeners if you will, because. Down property. So not paid off yet, but paid down is the riskiest position ever because as we know, the banks will happily sell that property for pennies on the dollar because the debt is.

So we recommend that people either go all the way or pay it off. And that’s not our recommendation, but if sometimes, you know, peace of mind overrides financial wisdom. So if your peace of mind says, I have got to get this paid off, then go all the way. And until that store, all that extra.

Somewhere else and are recommended somewhere else is the whole life insurance policy, because that’s the best place to store cash that supports that real estate. And my co-author on this book talks about you can’t eat equity because as we know you build equity in a property that is not your asset. It, you know, maybe listed on your balance sheet, but you don’t control that.

Whereas you want to build that quote. In other assets that you control 100% and then use that asset to pay the whole thing off all at once, way better reduction of risk. 

That is a good point. And another risk there, whether you, oh, you have a lot of equity in a property or you own it outright that all that equity is.

Yeah, a risk in that it exposes you to potential liability from, from lawsuits, things like that. I’m not, I’m not an attorney and I’ve said that many times before, but you know, if you put that equity somewhere else and just use that asset to produce cashflow, then you know that asset pres ably can have less risk for you from a liability standpoint, because there’s just less there as long as it’s asset protected and everything like that, less there to ring money out of from a potential, Right.

You got it. Okay. So you’re talking about the whole life insurance policy and you know, this is one of the things that I’ve, I’ve struggled with. Cause we’ve talked about this on this show before, and can you catch our listeners up that haven’t heard about this as a strategy, and then I might have some follow-up questions for you about that.

Absolutely. So whole life is a product that’s been around two to 600 years. Depending on what you pick as its starting point. And it is so important to identify that it is not an investment. It’s a place to store cash and cash and liquidity are not investments. Like those are two separate things. So you could call it a savings equivalent, but I don’t let my clients say, well, I’m going to invest in whole life investments or real estate life, settlements, oil and gas businesses.

Savings is cash and a whole life cash value. That’s what the savings component is called is earning in today’s world at around 5% without taxes. So for a lot of your listeners that are in that upper income, That’s like a seven or 8% return on liquid dollars now. Yes, it has a death benefit attached and that is valuable.

Last time I checked death was a guaranteed event for every single one of us. And so we can bring that forward into our real estate deals as well as into other aspects of our lives because of the guarantee. Guaranteed death plus guaranteed payout. Put those two guarantees together and there’s some value there.

Nevertheless, it’s usually the cash value that most people are looking and there is no more similar product than real estate and cash value, life insurance. So whole life insurance, cash value, life insurance pays dividends and supports investment real estate better than anything I know because. Real estate investors always need cash.

They either need cash to solve emergencies, like take care of air conditioners that go out or parking lots that need to be resurfaced or whatever it is, or, and really both and or take advantage of opportunities like a down payment on their next deal. The other thing that these two products work together really well with is that a lot of people when they’re getting started in the real estate game, save monthly.

Real estate. Doesn’t like monthly savings. The real estate wants a l p s  down payment to secure a property. So how do you get that down payment? Well, you can save monthly into a life insurance plan. Build up that downpayment borrow against the life insurance. As I said, works exactly like real estate, make the down payment on the property and then go forward in that vein.

And so those two, again, the life insurance and the real estate investing work hand in hand through people’s lives. I’ve seen it in my own life. I’ve seen it in tons of clients’ lives all over the country. Good real estate investors store cash because again, it helps them solve emergencies, take advantage of opportunities.

So, okay. So you get, get a, a whole life insurance policy with a cash value. You can take the cash out to invest in real estate as you can. When is it accruing that 5% when there’s cash parked in there or is it all the time? And then what happens when, you know, people kind of pull that money out of the policy and invest it in something else?

Okay. So let’s unpack your statements because there’s some language that you’ve picked up that is very common on the web and very inaccurate. 

Oh boy, here we go. All right. 

So you talked about it, and this is like I said totally common pulling. Out, you don’t pull it out any more than you pull money out of the real estate.

Right? If you have a real estate deal and you borrow against, here are the different languages, then you’re borrowing against equity or you’re cross collateralizing or you’re doing whatever you’re doing, but. We don’t tend. I mean, sometimes we use the term pull out, but we know in our heads that what we mean is borrow against when we’re talking about real estate, the exact same thing is true.

So let’s put some dollar figures on it. If you have a hundred thousand dollars of cash value or a hundred million, you know, wherever your life is in terms of zeros, just use easy n bars, a hundred grand in cash. And you borrow $60,000 against it to go do a down payment on a deal, your cash value still grows at the $100,000 level at 5%.

And I will come back and answer the second part of your question there. Where, as in addition to that, your $60,000 loan is going to cost. Let’s just say 6%. There are some variations there, but for easy math today, now let’s stop there because what people want to do is say, well, that’s not a good deal.

I’m growing at five. I’ve got a cost at six. That’s the wrong comparison. My 5% growth of cash value should be compared to the less than 1% that I can earn on cash in any other institution, bank credit, union, a brokerage house. Those are all less than 1% and taxable. So the five that I get on liquid money at a life insurance cover.

Is going to be compared to the one or whatever it is that I would get at a bank. The 6% loan costs should be compared to the rate of return that I earn on my real estate deal, which is why it’s so handy to have a real estate calculator like we do that enables people to identify the exact rate of return.

So let’s say that you’ve got a fourplex or a, I don’t care, 30 door apartment building. It doesn’t matter. And you analyze the rate of return and it’s 12%. Well, then your six is compared to 12 and that is a doubling of money. That is a 100% improvement from six to 12. It’s a 6% spread, six plus six is 12, but six to 12 is a doubling of money.

It’s 100% of. That is the comparison that you make with the loan, your 60,000 cost you 6%, but it got you 12%, which is a hundred percent improvement. You see the distinction there and also why we use the term borrow against not take from. 

Busting Real Estate Lies & Accessing Liquidity with Kim Butler

Hey, that’s important that that is it’s subtle, but it’s, it’s a big difference when you get into the details. Now on that, how has that 6% or whatever the percentage is against the load? How is that, amortized and what does the actual loan look like? Because, you know, we have a mortgage, we got 30 years or whatever, blah, blah, blah. How does that work with whole life insurance? 

Absolutely. I want to answer that in two seconds because I just want to go back real quick to finish.

So the 5%. That you earn, or it’s 4.5 or it’s 5.2 or whatever it is on your policy, which is gonna be dictated by gender and health is earned from day one. This is the hardest thing for people to get their arms around the challenges. Also on day one are the commission to the agent and the cost of the death benefit as well as.

The running of the mutual life insurance company, where you buy your policy. So there’s not a lot of cash value in the first year, and that’s what always really throws people. But I can prove that the actual rate of return starts in the first year and then goes on throughout the ownership of the policy, which whole life.

Named that way because you’re supposed to keep it your whole life. So that’s the answer to your question on the growth of the cash value by percent from day one, it’s just that there’s not much in there on day one. Date day two year two is where the actual dollar figure starts to be pressed.

Now, back to the loan, the 6% is a fixed rate. It is, and this is another area where there’s a lot of wrong information on the web. It is a normal amortized loan. There is nothing special about it. There is no such thing as simple versus compound, which is commentary that comes out of a lot of people’s mouths.

That frankly just haven’t been educated thoroughly enough, to understand that distinction. ’cause any long pass. One day is a compound loan. The reason that we get so confused with the life insurance loans and most life insurance companies today are charging either 6% or 5% fixed. And then of course you can get variable rates at three or four, just like variable mortgages.

Well, fixed mortgage they’re even low right now, but as we know, we’re kind of in a weird, interesting. Well, let’s not confuse that issue. Your loan from the life insurance company, whatever rate it is, is probably fixed. And it is charged like a normally amortized loan. The only difference is the interest is only billed once a year and it’s on your anniversary date.

And that’s what gets people a little confused with the whole simple interest thing. Which again is not accurate. It’s a compound loan. You are in complete control of that loan. You decide when you want to make principal payments. Again, the interest is due once a year. If I have a cash flow in a real estate deal and I’m earning cash every month, I pay that loan off monthly, just like I would a mortgage.

If I’m doing a fix and flip, then I pay it when I sell the property. So it’s my choice on the loan. At the life insurance company against my cash value when and how I pay the principal back, the interest again is charged once a year. 

Okay. So, okay. So you’re, you’re making that interest payment, but you’re not paying down the principal unless you want to, you got it as long as you’re, because what happens if you don’t make the interest payment that that’s big water, right?

It gets added to the loan. No different, no different than. 

Okay, but they don’t, they don’t come knocking at your door I guess is 

no, they always reserve. So this is kind of an interesting fact life insurance companies reserve dollar for dollar. They are 100% legal reserve companies. As we know banks reserve about 7 cents on the dollar, almost nothing.

Zero. I think you had a choice. So, if you have a cash value life insurance, they only allow you to borrow against it 95%. So if you have a hundred thousand, technically you could only borrow 95,000 and that is that fudge factor to make sure. That if you need to add interest to your loan, that you’re still protected because remember there’s also a dividend paid every single year.

So some of my clients, if they got in trouble, like in oh eight and oh nine when real estate when all Walmart. Then they would use the dividends from the life insurance company to pay loans down or to pay them back or to pay interest if their real estate wasn’t doing it for them. So there’s some flexibility there.

And again, a lot of control on the side of the owner and also a lot of ability to just make sure that that policy is going to stay in first for them, even if the loan becomes a problem, because the real estate isn’t doing what it’s supposed to do. 

Hm. Okay. Okay. That makes sense. I want to make sure we, I want to j p back to, the book quick and just see if we can grab another, I’ll say lie.

I want to say misconception. I’m just not a harsh person, but grab another one while we’ve got you. I feel like we’ve, you know, hammered on the insurance policy. 

Sure. Well, I think it is this idea of financial freedom because so many people talk about it. I know it’s a major focus for your community.

And I think a lot of times we think that financial freedom is as much money to live the rest of my life and never having to work again and kind of like we started our conversation with. That’s all. Not only is it not feasible, not accurate, but it’s also not helpful to you as an h being in most cases.

And so Jimmy, my coffee, and I hone in on what is your strike n ber and what is it that could get you mentally financially free. Even if it doesn’t mean any work, the rest of your life. And so there’s another part of that, which is that 87 is the new 65. So do we have a minute for a story, please? 

So if you research the map, For when age 65 was chosen as retirement, which was 1930.

And you move that forward to today with longevity because when 65 was chosen, the average male died at 67. You move that. Forward than the retirement age that our society should be talking about is 87. And so when you think about that, and that’s why me sitting here today in my mid-fifties, absolutely going to work another 30 years, partially because I love what I do partially because I know, and this is the lie that we address in the.

That people are going to live so much longer than they expect somebody in your generation. I mean, you’re looking at one 20 pieces of cake.

Hey, I’ll take it. I like living a grade.

And so there’s no way that you can save enough money from say 30, but you know, people get their careers going at 30.

You can’t save enough money from 30 to 60 to then live 60 to one 20.  , maybe not even 60 to 90, which is sort of more my generation’s timeframe, if you will. So that live. We want to quote do nothing is a societal thing. That’s not accurate. Even the American association of retired persons is starting to shift their language a little bit on that.

And then the lie that age 65 should have anything to do with anything right now, if you want an age, it needs to be 87. And by the way, I’ve got family members on both sides, both my dad and my husband’s mom. Who are in their eighties and still working. And we’re going to see that more and more and more, and they’re happy and they’re enjoying it now.

They’re not knocking out 60 hours a week at work, but 30 or 40 it’s keeping the bills paid. It’s keeping them active mentally, physically, socially, emotionally, psychologically physiologically, right? Like every L Y word that we can think of is why we want to keep working. 

Yeah, I think a lot of it has to do with satisfaction, and what you do, and getting to do what you want when you want doesn’t necessarily mean.

I’m going to just go do nothing for the rest of my life. Sometimes, you know, that is, I think should include contributing in some way and contributing in some way, can include receiving a paycheck for it. But, you know, it’d be great if we get to the point where we don’t need the paycheck, we just kind of do it for the fun of it.

And we have, we know something that we want to do for fun. I mean, shoot, this is, I love doing this stuff, right. People what we’re doing right now, right. 

Yep. Yep. Yep. Serving others, having a great conversation. Both of us learning. I mean, that should be a part of every day. 

Absolutely. And the passive wealth strategy show should be a part of every listener’s day out there.

Quality of time and having calendar control is the most important for me because I'm a visionary.

I got to get a plugin. I love it right now. We’re going to take a quick break for our sponsor. All right, Kim, I’ve got three questions. I ask every guest on the show. Are you ready? Great. First one, what is the best investment you ever made other than in your education? 

So I love the second part of the question other than your education.

Absolutely. Because learning or learning names is so, so critical. And I made the distinction earlier between investing and savings. And so if it’s all right with you, I’m going to switch the words out because the best savings vehicle that I have of all the things that I do is a stack of whole life insurance policies.

I own over 20. They create my ability to invest. And I am so grateful for them because they sustain my ability to invest because all the good investments and my favorites are probably the oil and gas arena, life settlements, real estate, they all require cash. And I could not run our business businesses.

Relics. My husband has a separate business. Or our lives or our investments without that cash and liquidity that stored at life insurance companies. 

Interesting. So, that gets into an interesting topic about having more than one. I mean, when, in my mind, when I think about this, I think one, you know, not 20 or any other n ber other than.

So the reason is that as you grow your income, you’re going to want more policies because you’re going to start a policy with the maxim cash value, minim death benefit structure that so many people have learned about. And when you don’t have children, that’s pretty much all you’re going to do is you add children.

Or other liabilities, like real estate, deals with debt on them. Then you might add some term insurance, then you might convert term insurance to a second policy, and then your income will go up for your next deal or your next job promotion or whatever it is. And then you add another life insurance policy and then you get married and you have, and I kind of did that backward kid before marriage, but you know, who knows in today’s world, right?

Then you have one on your spouse, then you get key employees and you have one on them. And then your income rises again and you buy another policy, et cetera, et cetera, et cetera. That’s why people understand how they work. 20 or 30 policies because all those different aspects of your life create the opportunity to buy another one.

Nice. 

I like that. Well, we had the best investment or I guess the best savings. Now we go to the other side of that coin, the worst investment. What is the worst investment you ever made? 

Getting distracted in my business because it’s so easy to do. And we are so much better when we’re super, super focused.

I say we because we definitely have a team and I’m probably the biggest cause of the distractions. So figure out what you’re good at. Go there. Stay there. 

Absolutely. I always, folks in real estate, like the college of shiny object syndrome, I’m subject to that myself. And until I. Started to learn how to deal with that and recognize it.

I stagnated, but once I started recognizing it, it started staying focused. Boom. Then we’re doing deals, we’re getting things done, but it’s really can hold a lot of folks back myself included. My favorite question here at the end of the show is what is the most important lesson you’ve learned in business and investing?

So. Quality of time is going to be my most important lesson because. When we think about it, I like to vision near as opposed to set goals. And so when I visionary and visionary to me is like, further down the road, like goals are specific and measurable. Visionary is not it’s beyond that. But the quality of the time that I spend doing that, and then the quality of time and the quantity of

time that I spend in my focused area of expertise, and then also the quality and quantity of time that I spend on chill time or free days.

You know, clarity days or whatever you want to call them and the breaking up of those times. So calendar control is my most favorite thing. The thing that’s made, the biggest difference for me, the thing that if somebody is asking like, well, you know, what, what areas should I start on in terms of personal improvement?

That’s always the one that I hone in on is calendar control and looking at your time. 

No. I said I love that. I think time. Well, I even think I’m confident that time is our most valuable asset. Our time in the day, our time in our lives, you know, we have, we live short lives and, yeah. So such an important lesson, Kim, thank you for joining us today, bringing us all these great lessons.

If folks want to reach out, they want to get in touch with you. If they want to find your books or anything like that, where can they track? 

So I made a special website for your community. Awesome. Yeah. It’s prosperity. thinkers.com forward slash Taylor. So,  I don’t know if you do show notes or what have you, but, there is a picture of course backward.

Cause the camera prosperity, thinkers.com forward slash. 

Great well for our show notes editors out there, please take note of that and make sure we get that in the show notes, and a, it will be right there, Kim. Thank you for joining us once again to everybody out there. Thank you for tuning in. If you’re enjoying the show, please leave us a rating and review on the apple podcast.

I appreciate that so much that helps other people learn about the show because that helps us rank higher in the apple podcast ecosystem. And I’m always honest with you guys that gives me a nice little warm and fuzzy feeling. Cause I get to see that you’re engaging with the content and you’re escaping the wall street casino along with us, no matter what podcast app you use, don’t forget to subscribe.

We’ll catch you here every Monday, Tuesday, and Thursday. If you know anyone who could use a little bit more passive wealth in their lives, please share the show with them and bring them into the tribe. I hope you have a great rest of your day and we’ll talk to you on the next one. Bye-bye.

Busting Real Estate Lies & Accessing Liquidity

About our Guest

Kim Butler

The heart of Kim’s vision, and mission, is to activate lifelong service for her clients. What does that mean? It means inspiring them to live lives of purpose for their whole lives—rather than retiring or taking themselves “out of service.” (Which is the definition of retirement.)

Kim, who has seen many facets of the financial industry, now helps clients to create long-term financial strategies for building sustainable wealth using whole life insurance. Life insurance is under-utilized by the masses, yet is the “secret” foundation of America’s wealthiest.

Kim Butler’s money journey has humble beginnings that have stayed with her well into her 30-year financial career. It all began on her farm, where she and her sister looked after their dairy cows. This responsibility instilled in Kim a desire to take ownership of her life, a love for savings, and an entrepreneurial vision. She used her savings from selling milk to attend a private college debt-free and launch her career in finance.

Today, Kim lives with her family in rural Texas, on their alpaca farm. Working virtually from her home office (with the company mascot, Emma Dawg, by her side and her husband coding financial software down the hall), Kim helps clients find creative money solutions to build reliable and certain wealth.

Episode Show Notes

The heart of Kim’s vision, and mission, is to activate lifelong service for her clients. What does that mean? It means inspiring them to live lives of purpose for their whole lives—rather than retiring or taking themselves “out of service.” (Which is the definition of retirement.)  Kim, who has seen many facets of the financial industry, now helps clients to create long-term financial strategies for building sustainable wealth using whole life insurance. Life insurance is under-utilized by the masses, yet is the “secret” foundation of America’s wealthiest.

 

Kim Butler’s money journey has humble beginnings that have stayed with her well into her 30-year financial career. It all began on her farm, where she and her sister looked after their dairy cows. This responsibility instilled in Kim a desire to take ownership of her life, a love for savings, and an entrepreneurial vision. She used her savings from selling milk to attend a private college debt-free and launch her career in finance.  Today, Kim lives with her family in rural Texas, on their alpaca farm. Working virtually from her home office (with the company mascot, Emma Dawg, by her side and her husband coding financial software down the hall), Kim helps clients find creative money solutions to build reliable and certain wealth.

 

[00:01 – 04:57] Opening Segment

  • Get to know Kim Butler
  • Helping people add liquidity to their portfolios and have control over their finances

 

[04:58 – 14:13] Busting Real Estate Lies

  • Grab a copy of Kim’s book, Busting the Real Estate Investing Lies
  • The Real Estate Calculator and Rate of Returns
  • Check out The Prosperity Podcast
  • Is this a good deal? 
  • Why you should pay extra on the principal of the loan
  • The Whole Life Insurance Policy
    • Not an investment, but a place to store cash
  • “You can’t eat equity.”

 

[14:14 – 26:46] Accessing Liquidity

  • Let’s unpack your statements: Common and inaccurate language on the web
  • Why life insurance loans are confusing 
  • Life insurance companies reserve dollar for dollar
  • Financial Freedom Misconceptions

 

[26:47 – 36:18] Closing Segment

  • Quick break for our sponsors
  • What is the best investment you’ve ever made other than your education?
    • A stack of whole life insurance policies
  • Kim’s worst investment
    • Getting distracted in her business
  • What is the most important lesson that you’ve learned in business and investing?
    • “The quality of time.”
  • Connect with my guest. See the links below.

 

Tweetable Quotes:

“A paid down property, so not paid off yet, but paid down is actually the riskiest position ever.” – Kim Butler

“87 is the new 65… people are going to have so much longer than they expect.” – Kim Butler

“Serving others having a great conversation, both of us learning. I mean, that should be a part of every day.” – Kim Butler

————

Connect with Kim Butler through prosperitythinkers.com/taylor and LinkedIn

 

Invest passively in multiple commercial real estate assets such as apartments, self storage, medical facilities, hotels and more through https://www.passivewealthstrategy.com/crowdstreet/

Participate directly in real estate investment loans on a fractional basis. Go to www.passivewealthstrategy.com/groundfloor/ and get ready to invest on your own terms. 

Join our Passive Investor Club for access to passive commercial real estate investment opportunities.

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About the Host

Taylor on stage

Hi, I’m Taylor. To date I’ve acquired or partnered on over $250 Million in Commercial Real Estate Investments. I help busy professionals invest in multifamily and self storage real estate through my company NT Capital

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Real Listener Reviews

Extremely useful podcast
Extremely useful podcast
@thehappyrexan
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Short, impactful with excellent guests. If you have a full time W-2 job or business and are looking for ways to get involved in real estate on the side, this is for you.
Simple & effective information!
Simple & effective information!
@jjff0987
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This podcast is worth listening to for investors at all levels. The information is simplified for the high level investors but detailed enough to educate seasoned investors about nuances of the business. I recommend!
Awesome Podcast!!!
Awesome Podcast!!!
@Clarisse Gomez
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The host of Passive Wealth Strategies for Busy Professionals podcast highlights all aspects of real estate investing and more in this can’t miss podcast! The host and expert guests offer insightful advice and information that is helpful to anyone that listens!
Great podcast!
Great podcast!
@Owchy
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Love all the information and insights from Taylor and his guest. Fun and entertaining. Highly recommend.
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